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Termites not covered under insurance policies

  • Feb 23, 2015

Termites not covered under insurance policies

Most insurance companies do NOT cover termite damage in a typical home building policy.

The usual clause is

Loss or damage arising from insects and vermin

The reasoning behind this is that damage caused by termites is regarded as a preventable event and therefore the responsibility of the homeowner.

Termites not covered in insurance policies in Australia will come as a surprise and often only discovered when making a claim. It is recommended to discuss termite barriers with a qualified professional.

Termite inspections

Servicing your CarTermite Inspections - should be done regularly just like you service your car.

Perhaps it is because we can see and feel issues with a car and have a clear mental picture of ignoring issues being a problem.

Purchasing a new home

A pre-purchase building and pest inspection is important when purchasing a new home.
With the average cost of termite repair being $15000 the few hundred spent on a pest inspection is well worth it.

Termites in Modern Bathroom

How did termites enter this modern bathroom?

The great termite mystery was how did termites enter this modern bathroom?

Underground entry point for termitesSubterranean termites are the most destructive pests in Australia. Most species operate from a central colony which is usually beneath the surface of the soil.

Termites are attracted to moisture so a small leak even in the most modern of bathrooms can cause termites to enter.

Thermal Imaging to locate termites

Termites generate concentrated heat, while water and moisture leaks produce cooler areas. The thermal imaging camera builds an image based on the different temperatures, allowing us to find potential problems and issues in a building.

Water Damage in Ceiling
Water Damage in Ceiling - Can lead to Termites

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